What is medical malpractice insurance?
Medical malpractice insurance is a type of professional liability insurance that covers healthcare professionals against claims of injury and medical negligence. Medical malpractice insurance policies are often carried by physicians, nurses, physical therapists, and other medical professionals as a way to be protected from certain liability claims and damages. Sometimes referred to as Med Mal or medical liability insurance, medical malpractice coverage can also protect a lawyer if a case goes to court.
We partner with Berxi, part of Berkshire Hathaway Specialty Insurance, to provide affordable medical malpractice coverage. Our same-day coverage, 24/7 online access, and specialized team make it easy for healthcare professionals to get the protection they need. Get your fast and free medical malpractice insurance quote today.
Who needs medical malpractice insurance coverage?
Medical malpractice insurance is essential for healthcare and fitness professionals. Berxi offers malpractice insurance policies to the following:
- Nurse Practitioners
- Physical Therapists
- Licensed Practical Nurses
- Yoga Instructors
- Personal Trainers
- Physician Assistants
- Nurse Anesthetists (CRNAs)
- Registered Nurses
- Optometrists
- Nursing students and more
You've worked hard to build your reputation. Make sure you have the coverage you need to protect it. Berxi's trained team of specialists will be here when you need them.
How much does medical malpractice insurance cost?
The cost of medical malpractice insurance depends on things like:
- Professional specialty
- Years of experience
- How often you work
- Any previous claims filed against you
What does medical malpractice insurance cover?
Medical malpractice coverage is for legal claims due to allegations of negligence and malpractice. Berxi offers medical malpractice insurance options that include flexible limits of liability coverage and convenient payment plans. The most common medical malpractice coverages provided by Berxi are:
Healthcare Industry Coverage
-
Medical Malpractice Coverage
Protection against claims of negligence or mistakes which cause bodily harm to another.
-
Defense Counsel
If a covered claim is filed against you, this provides a lawyer for you with experience in medical malpractice. It also pays for related defense cost (e.g., lawyer fees, court fees, expert witness costs).
-
Worldwide Coverage
Your policy travels with you, as long as the claim is brought against you in the United States (including US territories or possessions).
-
Good Samaritan Coverage
If you provide medical care to someone outside your primary work setting and that person files a claim against you, your policy would still apply.
-
Sexual Misconduct/Abuse
If (non-criminal) allegations of sexual misconduct are made against you, this provides counsel to represent you and pay defense costs - unless or until the sexual misconduct or abuse is determined to have occurred.
Automatic Coverage Extensions
- Information privacy coverage
- License protection
- Defendant expense benefit
- Deposition representation
- Reputation coverage
What are medical malpractice insurance coverage "limits" and how do they work?
Medical malpractice insurance coverage limits are similar to what you may see on your car insurance policy. Med mal limits break down into 2 parts shown below:
Example: $1 Million/$3 Million
- The first number ($1 million) is the amount of money your policy will pay for each claim.
- The second number ($3 million) is the total amount your policy will cover you for each policy year.
Need to speak with us about medical malpractice insurance?
You can reach Berxi at (833) 923-3001.
-
Mon - Fri
8:00 AM - 8:00 PM (ET)
-
Sat
9:00 AM - 5:30 PM (ET)
Medical Malpractice Insurance: Get the answers you're looking for.
-
How can I learn more about medical malpractice insurance?
Visit our medical malpractice insurance info page to learn more about how medical malpractice insurance can help you.
-
Where can I manage my medical malpractice policy?
It's easy to manage your policy with Berxi. Please see Berxi's contact info, for help to make a payment, file a claim, and more.
-
Do you offer other business insurance coverage?
We offer a wide range of business insurance products that could help protect you and your business. To help narrow down what you need, you can visit our business insurance page.
Medical Malpractice insurance coverages are written through affiliated insurance companies and are secured through the GEICO Insurance Agency, LLC.
The information you provide will be shared with our business partners so that they can return a quote.
For online quotes:
When you click on "START QUOTE" and "Start your quote now", we gather some pieces of information and you may be taken to the website of one of the insurance companies with which GEICO Insurance Agency, LLC works, which website is not owned or controlled by GEICO. Each insurer has sole financial responsibility for its own products. GEICO has no control over the privacy practices of these insurance companies and assumes no responsibility in connection with your use of their websites. Any information that you directly provide to one of these insurance companies is subject to the privacy policy posted on that insurer's website. All business products offered are written on an admitted basis. General Liability coverages are written through non-GEICO insurance companies and are secured through the GEICO Insurance Agency, LLC. The information you provide will be shared with our business partners so that they can return a quote. We can help you secure business insurance in all states except Hawaii.
Please note:
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.
